Cheap Health Insurance

There are different ways to cut down on your health insurance costs. Companies offer several specific products which are more limited in their scope but which offer more affordable cover but another way to cut costs without loosing lots of cover is to look for the cheapest health insurance possible.

Freedom Healthnet Ltd offer a cheaper alternative to other health insurance companies. The data below shows a comparison of costs between Freedom and other well known insurers.

Comprehensive Private Medical Insurance
Age	Freedom Diamond Plus + All options	Standard Life Primecare Plus	BUPA BUPACARE	Norwich Union Solutions	PRU Health Comprehensive
30	£38.17	£85.83	£50.61	£51.62	£40.34
40	£52.24	£106.56	£63.54	£66.68	£53.69
50	£71.70	£137.19	£80.39	£84.58	£72.31
60	£106.18	£188.43	£113.07	£118.88	£105.96
Mid Range Private Medical Insurance
Age	Freedom Diamond Including outpatient cover	Standard Life Primecare Saver	Health On Line Essentials Mid Range	Pru Health Essential	AXA PPP Health Cover Plus	Secure Health Care Plus
30	£25.04	£57.76	£33.74	£41.66	£36.69	£47.72
40	£34.27	£72.26	£41.73	£54.08	£48.83	£56.90
50	£47.03	£95.52	£58.57	£69.05	£65.76	£70.94
60	£69.64	£144.14	£86.32	£97.63	£96.36	£101.87

Freedom is able to offer such cheap insurance because it works in a slightly different way to most medical insurance companies. When you make an outpatient claim Freedom pay you directly for the costs of your treatment. It is then up to you to arrange where and with whom you are treated. The joy of this scheme is that it enables you to stay with the NHS if you are happy with their waiting times and you are then free to use the insurance money is which ever way you please.

Another option is to seek cheaper treatment abroad. Health tourism is on the increase and many people combine their procedures with a recuperation holiday. If you are unwise to not seek treatment at all however and use the money for something else then Freedom Healthnet Ltd will not cover you again.

Another plus point of choosing this type of health insurance is that being a private patient with cash in your pocket enables you to shop around within the independent sector. Recent reports suggest that private medical establishments charge insurance companies more for treatments than they do their independent customers.